Commercial Disclosures

Nature of our business

WyseFunding operates as a commercial financial syndicate and direct debt advisory platform. Depending on the structure, a facility may be funded directly or placed with an institutional capital partner within our syndicate.

Eligibility standards

Baseline benchmarks are a minimum of 6 months of continuous operations, $25,000+ in verified monthly gross revenue, active federal EIN registration, and 3 months of business bank statements without unresolved negative activity.

Meeting the baseline does not guarantee approval; facility size and pricing are driven by deposit consistency, average daily balance, existing debt service, and sector risk.

Costs and prepayment

Pricing is disclosed in full before signature, including any origination cost, the total cost of capital, and the complete amortization schedule. Most programs carry no prepayment penalty and offer early repayment discounts.

Equal Credit Opportunity Act

WyseFunding extends credit without regard to race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from a public assistance program. The federal agency administering compliance can be contacted through the Federal Trade Commission.

Security governance

Controls are operated against SOC 2 Type II criteria, with 256-bit TLS in transit, encrypted storage, least-privilege access, and GLBA safeguards covering non-public financial information.

How to reach us

WyseFunding, 1489 W Warm Springs Rd, Suite 110, Henderson, NV 89014. Phone +1 (833) 652-7285.